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India online payment method | Paykassma

Find out the best payment methods in India for e-commerce. Paykassma is a reliable and trusted payment aggregator in India.

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India is one of the leading markets for e-commerce. They embrace diversity, not only in culture and languages but also in market systems. Entrepreneurs and business owners do not have to worry about their transactions. There are multiple options for business owners, investors, and customers alike. The country has provided many solutions to help people move their money safely.

After all, which business owner doesn’t want to get paid for the goods and services they render? For this reason, it’s important to look at the top and most reliable payment methods in India. Even with the inexhaustible list of payment methods available to Indians, does it cover the needs of their growing economy? Keep reading as we look into the most popular payment methods in the country.


Paytm is one of the most popular payment methods in India. It is a mobile-based payment option that allows its customers to send and receive payments across India. With Paytm, customers can shop online and in-store as well as pay utility bills. In addition, it also supports over 72 foreign currencies and can be linked to credit/debit cards. This payment option is one of the most sought after before it has less charges for SMEs. It also charges zero fees for new startups. Paytm offers other solutions for e-commerce businesses like Ubercart, and ViArt, among others.


Another very important payment method in India is UPI. Known as Unified Payments Interface, It is a government-operated payment solution. UPI provides a fast and secure payment solution for its customers. It can be used to make cheap payments in over 140 commercial banks in India, as well as e-wallets. In 2018, the payment provider launched UPI 2.0, and it experienced exponential growth of over 700% between 2018 to 2019. Even from then on to date, UPI has recorded over 140% market growth. It has now become the standard for most e-wallet payments like Google Pay, PhonePe, Flipkart’s Pay, and others.

UPI has support for bank transfers and e-wallets. It offers instant money transactions, and there is transparency in all its operations.

Bank Transfers

The traditional method of moving money in India is through bank transfers. With the advent of internet banking, many customers find it easy to make transactions directly from their mobile phones. Also, Indians have a wide range of options when using bank transfer methods, and that is in addition to UPI payments. The Instant Transfer method is the most sought-after today, unlike the much more traditional NEFT and RTGS methods. With the instant transfer, users can easily authenticate their bank and approve online transactions. With the increase in cyber security threats, Indian banks have advanced security systems. They usually implement UTM security solutions, which is one of the top IT security to protect customers’ data.

Credit and Debit Cards

Credit/Debit cards are another payment option available to Indians. Most banks offer Visa, Mastercard, or RuPay cards. One thing, however, is that most of these bank cards do not work for international transactions. If users intend to transact with other countries, they will need to look for a local partner offering credit card processing options. However, these cards are widely accepted across the country for in-store and online transactions.

About Paykassma

Even with all the payment methods available for e-commerce in India, nothing beats having a payment aggregator. Paykassma is an online payment solution that helps facilitate international payments. They offer a seamless way to make payments and transfers. This payment aggregator allows Indians to use its service with any of the available payment options. Indians can use UPI, PhonePe, or Paytm on Paykassma.

In addition to being a payment aggregator, Paykassma also accepts payments for international contracts as well as e-commerce contracts. They provide support for high-risk businesses where traditional options are not available. In India, Paykassma also offers P2P and P2C solutions. They are transparent in their dealings, providing a fast and secure payment solution for Indians.

Advantages of Paykassma

  1. There is no rolling reserve with Paykassma.
  2. There are no balance holds. Users are allowed to withdraw on any day, except on weekends.
  3. Chargebacks are few and far between, and the company disputes every chargeback.

There are a lot of spare payment gateways for each payment solution, which allows you to quickly switch from one to another if difficulties arise.

If you’re looking for an effective payment solution for your e-commerce business, you should contact Paykassma. Their financial experts will be available to answer all of your inquiries.

To join Paykassma, simply contact the customer support service via Telegram at @paykassma_support or email You can also fill out the feedback form on the Paykassma official website, and they’ll get back to you.

(ThePrint ValueAd Initiative content is a paid-for, sponsored article. Journalists of ThePrint are not involved in reporting or writing it.)

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